The Reserve Bank of India has launched a ‘100 Days 100 Pays’ campaign for banks to trace and settle the top ‘100 unclaimed deposits’ of every bank in every district of the country within ‘100 days. This measure is expected to complement the ongoing efforts and initiatives by the Reserve Bank to reduce the quantum of unclaimed deposits in the banking system and return such deposits to their rightful owners/claimants. The banks will commence the campaign from June 01, 2023.The balances in savings or current accounts which are not been operated for 10 years, or term deposits not claimed within 10 years from the date of maturity are classified as ‘Unclaimed Deposits’. These amounts are transferred by banks to the ‘Depositor Education and Awareness (DEA) Fund maintained by the Reserve Bank of India.
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