Financial institution, 1 Finance has secured a psychology patent for its scientific assessment framework called MoneySign . The MoneySign assessment framework, for which the financial institution has won the psychology patent has been developed with the help of global psychology experts and behavioural scientists to solve the age - old problem of investor risk appetite analysis . The MoneySign assessment framework uses the most extensive framework in psychology called The Big 5 or O - C - E - A - N model, to assess an individual's risk appetite .
