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The “Depositor Education and Awareness Fund Scheme, 2014”, was notified by Reserve Bank of India (RBI), which covers norms related to unclaimed deposits and outlines details of utilisation of fund including, inter alia, promotion of depositors’ interests and other purposes as may be specified by the RBI. As a result of various steps undertaken to return the unclaimed deposits to their rightful owners/claimants, total ₹5,729 crore has been transferred from “Depositor Education and Awareness” (DEA) Fund to banks towards refund of settling unclaimed deposits, in last five-years. RBI has also launched campaign “100 Days 100 Pays” for banks to trace and settle top 100 unclaimed deposits of every bank in every district of the country within 100 days.
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