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To ensure fair lending, the Reserve Bank of India (RBI) has prohibited lenders from compounding penal interest arising from loan defaults with future repayments. Also, the penalty imposed by regulated entities (REs) on customers for default and breaching loan conditions are to be treated as penal charges are debarred from imposing such charges as penal interest, which is added to the rate of interest. These instructions will come into effect from January 1, 2024. These instructions will, however, not apply to credit cards, external commercial borrowing, trade credits and structured obligations covered under product-specific directions. The penal charges for loans sanctioned to individual borrowers, for purposes other than business will not be higher than the penal charges applicable to non-individual borrowers for similar non-compliance with material terms and conditions.
Smart systems are called "smart" because
A broad concept that includes all electronic-based company activities, both within and outside the company is known as a
Social networks are
When preparing his grocery shopping list, Shoumik actively scans the supermarket ads in the local newspaper for coupons, rebates, and sale items. While ...
Competition between very dissimilar types of retail outlets that carry some of the same kind of merchandise is referred to as:
The four additional Ps of services marketing include each of the following EXCEPT:
Compared to traditional market research, using social media research is:
At the beginning of the college session, ABC pharmaceutical ran an ad in several women's magazines in which it suggested that the timing may be right fo...
At a local farmers market, an artisan craftsperson sources supplies for his cabinetry from old wine barrels and wine crates. He communicates to prospect...
A toothbrush manufacturer sells several lines of toothbrushes. One line is for small children, one line is for people with gum problems, and one is for ...
