The National Payments Corporation of India (NPC

• I , has launched two conversational payments initiatives that are aimed at increasing convenience and accessibility for users.With respect to the above mentioned information,which statement is/are not correct? I. Namaste UPI allows users to make payments by engaging in conversations with their smartphones — whether it's splitting a restaurant bill, sending money to a friend, or settling utility bills. II.  The NPCI has partnered with the Bhashini programme, AI4Bharat at IIT Guwahati, to co-develop Hindi and English payment language models. III.The NPCI also launched 'Bharat BillPay Connect', an initiative aimed at effortless bill payments through conversations.