The Reserve Bank has released the Financial Stability Report (FSR), which reflects the collective assessment of the Sub-Committee of the Financial Stability and Development Council (FSDC) on risks to financial stability and the resilience of the Indian financial system.Consider the following statements with respect to the information provided above -
I. The capital to risk-weighted assets ratio (CRAR) and the common equity tier 1 (CET1) ratio of scheduled commercial banks (SCBs) stood at 16.8 per cent and 13.7 per cent, respectively, in September 2023.
II. SCBs’ gross non-performing assets (GNPA) ratio continued to decline to a multi-year low of 4.2 per cent and the net non-performing assets (NNPA) ratio to 1.8 per cent in September 2023.
III.The resilience of the non-banking financial companies (NBFCs) sector improved with CRAR at 27.6 per cent, GNPA ratio at 4.6 per cent and return on assets (RoA) at 2.9 per cent, respectively, in September 2023.
Which of the following statements is/are TRUE ?
The Reserve Bank has released the Financial Stability Report (FSR), which reflects the collective assessment of the Sub-Committee of the Financial Stability and Development Council (FSDC) on risks to financial stability and the resilience of the Indian financial system. Highlights: ● The global economy faces multiple challenges: prospects of slowing growth; large public debt; increasing economic fragmentation; and prolonging geopolitical conflicts ● The Indian economy and the domestic financial system remain resilient, supported by strong macroeconomic fundamentals, healthy balance sheets of financial institutions, moderating inflation, improving external sector position and continuing fiscal consolidation. ● The capital to risk-weighted assets ratio (CRAR) and the common equity tier 1 (CET1) ratio of scheduled commercial banks (SCBs) stood at 16.8 per cent and 13.7 per cent, respectively, in September 2023. ● SCBs’ gross non-performing assets (GNPA) ratio continued to decline to a multi-year low of 3.2 per cent and the net non-performing assets (NNPA) ratio to 0.8 per cent in September 2023. ● Macro stress tests for credit risk reveal that SCBs would be able to comply with minimum capital requirements, with the system-level CRAR in September 2024 projected at 14.8 per cent, 13.5 per cent and 12.2 per cent, respectively, under baseline, medium and severe stress scenarios. ● The resilience of the non-banking financial companies (NBFCs) sector improved with CRAR at 27.6 per cent, GNPA ratio at 4.6 per cent and return on assets (RoA) at 2.9 per cent, respectively, in September 2023.
Where a company is formed and registered under this Act for a future project or to hold an asset or intellectual property and has no significant account...
Managing director will be counted as _____________ while calculating the maximum limit of managerial remuneration in case of private company.
A Bailor as per the Contract Act is a person______________
Specific relief can be granted for enforcing__________________
The security receipts under SARFAESI Act_______.
Which section of the Indian Evidence Act is related to the doctrine of ‘res ipsa loquitor’?
What is the meaning of “locus standi”?
Which of the following cannot be transferred as mentioned under Transfer of Property Act?
While releasing the offenders after admonition under The Probation of Offenders Act, 1958, which of the following fact need not be taken into considerat...
Which of the following new law replaces the IPC and the Evidence Act?