What initiative does ICICI Prudential Life Insurance offer with the ICICI Pru Guaranteed Pension Plan Flexi, and what is distinctive about it?
Explanation:
ICICI Prudential Life Insurance introduced the ICICI Pru Guaranteed Pension Plan Flexi with a "benefit enhancer," allowing customers the flexibility to receive a full premium refund at any point from the date of purchase.
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The ______of the state is efficient
