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Nagaland has become the first state in India to implement a disaster management insurance scheme named the Disaster Risk Transfer Parametric Insurance Solution (DRTPS). This scheme, launched in partnership with SBI General Insurance, provides predetermined payouts based on specific natural disaster events without the need for detailed damage assessments. The initiative is a significant step in enhancing disaster preparedness and response in Nagaland, potentially serving as a model for other states to follow.
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