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    Question

    Which of the following are the benefits of the Pradhan Mantri Jan Arogya Yojana (PMJAY)?

    1. Free treatment available at all public and empanelled private hospitals in times of need.

    2. Cashless and paperless access to quality health care services.

    3. Government provides health insurance cover of up to Rs.5,00,000 per family per year.

    4. Pre-existing diseases are not covered.

    Select the correct answer using the code given below.

    A 1 and 3 only Correct Answer Incorrect Answer
    B 1, 2 and 3 Correct Answer Incorrect Answer
    C 2 and 4 only Correct Answer Incorrect Answer
    D 2, 3 and 4 Correct Answer Incorrect Answer
    E 1 and 3 only Correct Answer Incorrect Answer

    Solution

    BENEFITS UNDER THE SCHEME: Ayushman Bharat- Pradhan Mantri Jan ArogyaYojana (PMJAY) will provide a cover of up to Rs. 5 lakhs per family per year, for secondary and tertiary care hospitalization. PMJAY will provide cashless and paperless access to services for the beneficiary at the point of service. PMJAY will help reduce catastrophic expenditure for hospitalizations, which impoverishes people and will help mitigate the financial risk arising out of catastrophic health episodes. Entitled families will be able to use the quality health services they need without facing financial hardships. When fully implemented, PMJAY will become the world’s largest fully government-financed health protection scheme. It is a visionary step towards advancing the agenda of Universal Health Coverage (UHC).

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