With reference to the Indian economy, which of the following statements is/are correct?
I.           Commercial Paper’ is a short-term unsecured promissory note.
II.          ‘Certificate of Deposit’ is a long-term instrument issued by the Reserve Bank of India to a corporation.
III.       ‘Call Money’ is a short-term finance used for interbank transactions.
IV.       ‘Zero-Coupon Bonds’ are the interest-bearing short-term bonds issued by the Scheduled Commercial Banks to corporations.