Start learning 50% faster. Sign in now
The 5:25 scheme allows banks to extend long-term loans of 20-25 years to match the cash flow of projects, while refinancing them every 5 or 7 years. Until now, banks were typically not lending beyond 10-12 years. As a result, cash flows of infrastructure firms were stretched as they tried to meet shorter repayment schedules. Under SDR, banks who have given loans to a corporate borrower gets the right to convert the full or part of their loans into equity shares in the loan taken company. The SDR scheme which was introduced by the RBI in June 2015 thus helps banks recover their loans by taking control of the distressed listed companies. The SDR an initiative can be taken by the group of banks or JLF that have given loans to the particular defaulted entity. Scheme for Sustainable Structuring of Stressed Assets (S4A) -a distressed company to be eligible for S4A, the RBI has laid down three conditions. The project must be operating and already generating cash. The total loans to the entity should be ₹500 crore or more. The lending banks are required to hire an independent agency to evaluate how much of the debt is ‘sustainable’. For the loan to be eligible for S4A, at least 50 per cent of it should be ‘sustainable’. While RBI’s earlier ideas to resolve bad loans such as Strategic Debt Restructuring (SDR) required banks to oust existing promoters, S4A allows the incumbent management to continue, as long the default isn’t wilful.
In each population, 30% of the population is affected with asthma out of which 90% of asthma patients used to work in flour mills. If 30% of the total p...
If 40% of 'P' is 60 less than 30% of 'Q', then find 250% of 'Q', given that (P + Q) = 900.
In 2018, the income-to-expenditure ratio of Vishal was 5:3. The following year, his income increased by 10% while his expenditure rose by 15%. Determine...
84 is what % of 120?
A person saves 25% of his monthly income. If his monthly is increased by 35% and he still saves the same amount as before then find percentage increase ...
A gets 34% of the full marks in an exam and fails by 80 marks. B gets 36% of the full marks in the same exam and he also fails by 64 marks. What is the ...
Out of a total of 120 students in a class, 50% are boys and the rest are girls. Out of the total number of students who appeared in the class test, 35% ...
During a particular year, 'R' managed to sell 1500 shirts. 'A' sold 30% more shirts than 'R', and 'X' sold 20% fewer shirts than 'A'. What is the ratio ...
In a class of 80 students, 60% are boys, and the remaining are girls. Out of the boys, 25% are good in mathematics, and out of the girls, 50% are good i...
A man spends 40% of his income on rent, 30% on food, and 20% on other expenses. He saves the remaining ₹12,000. What is his total income?