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Credit Risk - This is the risk of non recovery of loan or the risk of reduction in the value of asset.   The credit risk also includes the pre-payment risk resulting in loss of opportunity to the bank to earn higher interest interest income. Credit Risk also arises due excess exposure to a single borrower, industry or a geographical area. Operational risk is the prospect of loss resulting from inadequate or failed procedures, systems or policies. Employee errors. Systems failures. Fraud or other criminal activity. Any event that disrupts business processes. Liquidity Risk - The liquidity risk of banks arises from funding of long-term assets by short-term liabilities, thereby making the liabilities subject to rollover or refinancing risk. Market Risk/ Price Risk - The risk of adverse deviations of the mark-to-market value of the trading portfolio, due to market movements, during the period required to liquidate the transactions is termed as Market Risk. This risk results from adverse movements in the level or volatility of the market prices of interest rate instruments, equities, commodities, and currencies. It is also referred to as Price Risk.
HDFC Bank, India’s largest private sector bank, has become the first lender in the country to achieve the milestone of 20 million credit cards in forc...
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What was the total value of invoices financed by the RXIL TReDS platform as of FY24?
Which of the following statement/statements is/are correct regarding the Interim Union Budget for 2024-2025 presented by Finance Minister Nirmala Sithar...
Consider the following statements regarding the stringent norms imposed by RBI with respect to defaulters-
I.The Reserve Bank of India (RBI) has ...
On which date chandrayaan-3 was launched from Sriharikota?
What does the draft Broadcasting Services (Regulation) Bill, 2023 aim to achieve?
Consider the following statements regarding the IndiaSkills 2023-24 programme launched by the Ministry of Skill Development & Entrepreneurship-
What was the Rank of India in Global Hunger Index 2021?