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Credit Risk - This is the risk of non recovery of loan or the risk of reduction in the value of asset.   The credit risk also includes the pre-payment risk resulting in loss of opportunity to the bank to earn higher interest interest income. Credit Risk also arises due excess exposure to a single borrower, industry or a geographical area. Operational risk is the prospect of loss resulting from inadequate or failed procedures, systems or policies. Employee errors. Systems failures. Fraud or other criminal activity. Any event that disrupts business processes. Liquidity Risk - The liquidity risk of banks arises from funding of long-term assets by short-term liabilities, thereby making the liabilities subject to rollover or refinancing risk. Market Risk/ Price Risk - The risk of adverse deviations of the mark-to-market value of the trading portfolio, due to market movements, during the period required to liquidate the transactions is termed as Market Risk. This risk results from adverse movements in the level or volatility of the market prices of interest rate instruments, equities, commodities, and currencies. It is also referred to as Price Risk.
Which Veda is often referred to as Brahma Veda?Â
Atal Bhujal Yojana (ATAL JAL) is being implemented as a Central Sector Scheme under Which ministryÂ
The word ‘Dhamma’ is
Which of the following dynasty is also known as the Mamluk Dynasty?
Which region did Mirza Wajid Ali Shah rule as the eleventh monarch?
Match the Following Important Congress Session with their respective Importance:
Place and Year Importance
(i)Nagpur,1920 A. Formation of...
Which of the following statements about Alauddin Khilji iscorrect?
Who was the founder of the Nanda Dynasty?
The largest Harappan archaeological site in India is-Â
Which Upaveda is associated with the study of architecture?