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Credit Risk - This is the risk of non recovery of loan or the risk of reduction in the value of asset.   The credit risk also includes the pre-payment risk resulting in loss of opportunity to the bank to earn higher interest interest income. Credit Risk also arises due excess exposure to a single borrower, industry or a geographical area. Operational risk is the prospect of loss resulting from inadequate or failed procedures, systems or policies. Employee errors. Systems failures. Fraud or other criminal activity. Any event that disrupts business processes. Liquidity Risk - The liquidity risk of banks arises from funding of long-term assets by short-term liabilities, thereby making the liabilities subject to rollover or refinancing risk. Market Risk/ Price Risk - The risk of adverse deviations of the mark-to-market value of the trading portfolio, due to market movements, during the period required to liquidate the transactions is termed as Market Risk. This risk results from adverse movements in the level or volatility of the market prices of interest rate instruments, equities, commodities, and currencies. It is also referred to as Price Risk.
What was the theme for “World Milk Day” this year?
The SIMBEX exercise of 2022 a maritime bilateral exercise between India and Singapore was held at Visakhapatnam from _____ to _____ October,2022.
Tarun Vijay, the Chairman of National Monuments Authority, declared Mangarh hillock as Monument of National Importance, which belongs to the state?
RBL Bank's focus in its credit card segment is on:
 __________ is the new MD and CEO of SBI General Insurance.
The Gond Art Painting was gifted to Australia Prime Minister by Shri Narendra Modi, it is a speciality of which state?
Which articles of the Indian Constitution pertain to the provision of Cooperative Societies?
Who has been permitted to remit advance payment on behalf of Qualified Jewellers for import of gold through India International Bullion Exchange IFSC Lt...
What recent (April 2024) announcement did the National Stock Exchange (NSE) make regarding derivatives contracts?
Okhla Bird Sanctuary is situated in which of the following state?