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Bangalore-based InPrime Finserv (legal name – STK credit private limited), a financial services start-up catering to the informal economy, has achieved a significant milestone by obtaining a Certificate of Registration (COR) from the Reserve Bank of India (RBI) to operate as a Non-Banking Financial Company (NBFC). With this license, InPrime joins an exclusive group of startups that have received approval from the RBI to build a lending business, achieving this feat in less than five months. InPrime aims to transform the way informal customers access formal finance in India by identifying and tapping into an untapped segment of the informal economy, which it calls the "Prime" segment.This segment includes progressive households with multiple earning avenues, who are eager to learn and adapt to the evolving digital and financial ecosystem to advance their businesses and personal lives. InPrime recognizes the need for enhanced and tailor-made financial services for this segment, which is largely underserved by the market. By developing customized financial products, InPrime plans to cater to an estimated incremental annual credit demand of approximately Rs. 5 Lac Cr, addressing an unmet need in the market.
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