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As per the information given below, the correct answer is option C. mooMark, a leading private dairy in India, has made a significant breakthrough in the agricultural insurance sector by becoming the first company to offer a Heat Index Insurance Plan to dairy farmers. This innovative insurance policy aims to protect farmers from income loss resulting from a drop in milk yield during scorching summer months. In collaboration with IBISA Network, HDFC ERGO, and Gramcover, mooMark's fintech arm, mooPay, has introduced this unique insurance plan. The scheme provides financial compensation to dairy farmers affiliated with mooMark to offset the loss of income caused by a decline in milk productivity during heat waves. By guaranteeing insurance benefits, the program offers relief to farmers if temperatures exceed specified limits for a predetermined number of days over a 60-day period starting from May 1st. The specific parameters vary according to the region. The claim settlement process for this insurance plan is designed to be simple and hassle-free. The insurer utilizes temperature trend data for the insured period from an agreed-upon public database and compensates claimants based on the prescribed benefits slab. Each insured cattle is eligible for a maximum cover of INR 2000. Currently, the insurance cover extends to one cattle per household.
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