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    Question

    Consider the following Statements about Pradhan Mantri Garib Kalyan Package Insurance Scheme and choose the option with correct Statements.

    1. Pradhan Mantri Garib Kalyan Package (PMGKP) Insurance Scheme was extended only for Central Government employed front line workers.
    2. It provided comprehensive personal accident cover of ₹ 50 lakh to all healthcare providers.
    3. The scheme is implemented through the insurance policy of New India Assurance Company.

    A Only 1 Correct Answer Incorrect Answer
    B 1 & 2 Correct Answer Incorrect Answer
    C 1 & 3 Correct Answer Incorrect Answer
    D Only 3 Correct Answer Incorrect Answer
    E 1, 2, & 3 Correct Answer Incorrect Answer

    Solution

    To support the states/UTs under the Whole of Government approach, the central government extended the Pradhan Mantri Garib Kalyan Package (PMGKP) Insurance Scheme for health workers fighting Covid-19 till April 2022. The scheme was launched in March 2020, initially for 90 days to provide comprehensive personal accident cover of ₹ 50 lakh to all healthcare providers. This included community and private health workers for the care of Covid patients and for those who may come in direct contact of affected persons. The scheme is implemented through the insurance policy of New India Assurance Company. To simplify and streamline the insurance claim process, a new system of approval for claims was put in place. Accordingly, the district collector will be certifying that the claim is in accordance with the SoP of the scheme. On the basis of this certificate, the insurance company is to settle the claims within 48 hours.

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