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In a bid to promote digital transactions, the Reserve Bank increased the per transaction limit from Rs 2 lakh to Rs 5 lakh through Immediate Payment Service (IMPS). Money can be sent to any beneficiary through IMPS mobile platform by only providing his/her mobile no. and Mobile Money Identifier (MMID). IMPS managed by the National Payments Corporation of India (NPCI) is an important payment system providing 24x7 instant domestic funds transfer facility and is accessible through various channels like internet banking, mobile banking apps, bank branches, ATMs, SMS and IVRS.
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