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PMSSY is an ambitious small deposit savings scheme for a girl child. In this, a saving account is opened in the name of girl child and deposits can be made for 14 years. After the girl reaches 18 years of age, she can withdraw 50% of the amount for marriage or higher studies. After the girl completes 21 years of age, the maturity amount can be withdrawn including the interest at rates decided by Government every year. The investments and returns are exempt from section 80C of Indian income tax act. The maximum investment of Rs. 1.5 Lakh per year can be made while minimum deposit is Rs. 1000/- per year.
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