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Explanation: The number of recent credit inquiries is a critical metric in assessing a customer's creditworthiness. A high number of inquiries often indicates financial stress or aggressive credit-seeking behavior, which correlates with an increased risk of loan default. Financial institutions incorporate this metric into credit scoring models, such as FICO, as it provides a quantifiable indicator of potential risk. Coupled with other variables like payment history and debt-to-income ratio, this measure helps lenders make informed decisions and minimize default risk. Advanced data analysis techniques enhance its predictive accuracy, ensuring robust risk management. Option A: Geographic location might reveal demographic insights but is not directly predictive of loan default. Option C: Time spent on an application form has minimal correlation with default risk. Option D: Referrals indicate network strength but do not provide risk insights. Option E: Social media activity is subjective and unreliable for risk prediction in loan contexts.
High-frequency indicators (1)/ in India reflect a reselient (2)/ economy with improving (3)/ earnings prospects (4)/ No error (5)
Among several lawsuits, the one among (A)/Microsoft and Lucent stands out, purely because (B)/of the massive amount of money claimed in damages (C).
A unique feature of a mobile phone(A)/ is that it enables seamless telephone calls even(B)/ when the user are moving around wide areas.(C)/ No error(D)
It is what Buddhists and various (A)/other doctrines aim to severe (B)/in an effort to transcend (C)/samsaric rebirth and needless suffering (D).
Each question in this portion has a sentence with three parts (a), (b) and (c). Read each sentence to find out whether there is any error in a...
This was an illusion to the most (A)/infamous murder committed by (B)/the two anti-heroines of the book (C)/as they are on the run through France (D).Â...
Each sentence given below has been divided into four options A, B, C, D one of which is erroneous. Identify the erroneous part and mark that option as y...
The following sentence has been split into four segments. Identify the segment that contains a grammatical error.
An eight years old girl has mad...
The quality of goods are very good but the shopkeepers have not been able to deal with the falling demand and rising cost of production of the commoditi...
