The ratio of "Bhuvan's" income to "Chetan's" expenses is 3:1. The amount that "Anoop" spends is the same as "Chetan's," which is 20% less than "Bhuvan's" expenditure. Find 'Anoop's' savings if his income is 60% higher than 'Bhuvan's' expenses and 150% more than 'Chetan's savings,' with the knowledge that the difference between 'Bhuvan's' and 'Chetan's' saves is Rs. 3,800.