14² - (1 + 4) = 196 – 5 = 191 10² - (1 + 0) = 100 – 1 = 99 16² - (1 + 6) = 256 – 7 = 249 18² - (1 + 8) = 324 – 9 = 315
Which is correct step by step process of risk management:
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