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I. SHAME II. LIFE III. PLAY After arranging the consonants first followed by vowels as per the English alphabetical order, we get: I. HMSAE II. FLEI III. LPYA After changing the consonants to the previous letter and the vowels to the next letter in the English alphabetical series, we get: I. GLRBF II. EKFJ III. KOXB The third letter from the right end of each of the words is: I. GLRBF: R II. EKFJ : K III. KOXB: O
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Who regulates the insurance sector in India?
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