Government policies and schemes play a significant role in the development of a country. These schemes are related to education, healthcare, agriculture, employment, and rural development. There are questions related to government schemes in all competitive exams to verify the knowledge of the candidates. Knowledge of policies makes aspirants perform better in exams and remain updated. Here, we will talk about some of the major government schemes on which all the candidates should be well-qualified to do well in competitive exams. Knowledge about these schemes is required to secure good marks in exam preparation.
Candidates who take competitive exams need to be highly aware of various government schemes and policies, which are repeatedly being asked in exams. These big schemes are meant to address social and economic issues and therefore are a major topic while preparing for exams. Knowledge of the schemes available enhances the overall knowledge of the candidates and scores better marks. Proper knowledge of government policies boosts overall exam performance and raises chances of success.
Why are Government Schemes important for Competitive Exams?
Government schemes and policies are the common topics in all the competitive exams like banking, SSC, and UPSC. The scheme questions are for assessing the knowledge of the candidate towards governance and current affairs. Knowledge about the important government schemes enhances the candidates’ performance in the exams and marks. An individual must be aware of the latest policies and schemes to achieve success in competitive exams. Aspirants must familiarize themselves with major government schemes to enhance the chances of getting a government job.
List of Major Government Schemes for Competitive Exams
Following is a table that lists some major government schemes that are frequently asked in exams:
| Scheme Name | Launch Year | Ministry | Objective |
| Pradhan Mantri Jan Dhan Yojana (PMJDY) | 2014 | Finance | Financial inclusion through opening bank accounts for all households |
| Atal Pension Yojana (APY) | 2015 | Finance | Provides pension benefits to workers in the unorganized sector |
| Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) | 2015 | Finance | Provides life insurance coverage to individuals |
| Pradhan Mantri Suraksha Bima Yojana (PMSBY) | 2015 | Finance | Offers accident insurance coverage |
| Make in India | 2014 | Commerce & Industry | Encourages manufacturing in India and boosts employment |
| Skill India Mission | 2015 | Skill Development | Provides skill training to youth to enhance employment opportunities |
| Digital India | 2015 | Electronics & IT | Promotes digital services and internet connectivity across India |
| Startup India | 2016 | Commerce & Industry | Supports startups and new businesses through incentives |
| Swachh Bharat Abhiyan | 2014 | Urban Development | Focuses on cleanliness and sanitation across India |
| Ayushman Bharat | 2018 | Health | Provides free healthcare insurance to poor and vulnerable families |
| PM-KISAN | 2019 | Agriculture | Provides financial support to farmers |
| Beti Bachao Beti Padhao | 2015 | Women & Child Development | Encourages education and upbringing of girl children |
| MGNREGA | 2005 | Rural Development | Guarantees employment on wages of 100 days a year for rural workers |
| National Education Policy (NEP) | 2020 | Education | Aims at transforming the educational system in India |
Detailed Explanation of Significant Government Schemes
1. Pradhan Mantri Jan Dhan Yojana (PMJDY)
It was launched in 2014 with the objective of financial inclusion. Every family is given a bank account, debit card, and insurance cover under PMJDY. Individuals can save money and receive government benefits in their accounts through the scheme.
2. Atal Pension Yojana (APY)
From 2015, the scheme is designed with the objective of providing pension benefit to the workers of the unorganized sector. Subscribers who join the scheme pay regularly to receive a certain pension at retirement.
3. Digital India
Digital India campaign, initiated in 2015, was designed to promote digital services, internet connections, and e-governance. It provides for government services to be done online, promotes digital literacy, and allows payments to be made online.
4. Ayushman Bharat (PMJAY)
It was launched in 2018 with an objective to provide free medical insurance of up to Rs. 5 lakhs for a poor and deserving family of citizens. This scheme cuts down the financial burden of healthcare expenses on poor families.
5. PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)
This scheme, started in 2019, provides a financial assistance of Rs. 6000 every year to farmers. It is credited in bank accounts of farmers in three equal installments.
6. Beti Bachao Beti Padhao (BBBP)
This scheme, started in 2015, focuses on the education and saving of the girl child. It is laboring towards the improvement of the child sex ratio and educating and safeguarding girls.
7. Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)
Launched in 2005, the scheme guarantees rural families 100 days of wage work. The scheme removes unemployment and improves rural infrastructure.
8. Make in India
Launched in 2014, Make in India was a campaign aimed at enhancing production and employment. The campaign desires companies to produce things in India, thereby generating more investments and jobs.
9. National Education Policy (NEP) 2020
This policy is aimed at transforming India’s education system by way of new learning modes, skill education, and liberal educational courses. It is aimed at all-round development and employment-oriented education.
Why It is Important to Learn These Schemes for Competitive Exams?
All government exams such as SSC, Banking, UPSC, and other competitive exams have questions on these schemes. The candidates are advantaged by learning these schemes in the sense that:
| Tip | Description |
| Make Short Notes | Write down key schemes and targets in a diary. |
| Revise Regularly | Re-read the schemes again and again prior to exams. |
| Use Mnemonics | Make abbreviations or memory stimuli to remember schemes easily. |
| Practice Mock Tests | Practice ixamBee sample papers to test your knowledge. |
| Stay Updated | Update yourself from government websites and news with the latest updates on schemes. |
Conclusion
Government schemes and policies are highly popular topics of competitive exams. Familiarity with their purpose, introduction year, and benefits can help aspirants provide accurate answers to questions. Regular revision and practice from ixamBee’s mock tests can improve your preparation as well as boost your confidence level. Stay updated, practice in a systematic manner, and achieve success in exams!
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